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Insurers
Official route and working notes

Progressive

A practical starting point for gathering what you need and contacting the right team. Confirm the current account-specific requirements with the institution.

Also known as: Progressive home insurance, homeowners policy, policy transfer

A gentle note on scope

Paperwake provides administrative guidance, not legal advice. We help you find practical next steps after a death; please confirm requirements with the official institution or a qualified professional when you need legal advice.

Have ready
Documents and details
Gather what you can before you start. The institution will confirm what it accepts.
  • The page says the insurer may require a death certificate, a letter of authority showing who is acting as executor, and proof of property ownership.
  • Confirm any policy-specific documents with Progressive.
Suggested order
One step at a time
Use this as a working sequence, then follow the institution’s written instructions.
  1. 01Contact Progressive promptly so it can explain options for maintaining coverage.
  2. 02Ask whether a surviving spouse can remain on the policy or whether the estate needs a new policyholder.
  3. 03Provide only the documents requested for the property and policy.
  4. 04Keep premiums current while the insurer confirms the transition.
Typical timing
What to expect
Timelines can depend on the product, documents, and circumstances.

Progressive says transferring a homeowners policy after a death may take a couple of weeks.

Needs human review
Details to confirm
These points are not confirmed by the linked official guidance.
  • The timing and coverage path depend on the policy, property, and who will own or occupy it; confirm the applicable deadline directly.
Review context
Last reviewed
This date tells you when Paperwake most recently checked the guidance below.

September 30, 2026

Requirements can vary by account, location, and circumstance. Confirm the current process with the institution before sending sensitive documents.

What changed
Review notes
A plain-language record of updates to this family-facing guidance, newest first.
  1. September 30, 2026

    Reviewed the linked official US guidance and recorded account-specific details that still need confirmation.

Contact route
Use the Progressive account portal or call a licensed representative at 1-866-749-7436 to discuss the homeowners policy.

Start with the official source below and keep a note of any case number or documents the institution requests.

Open official route
Contact channels
Use the official route and ask what applies to the account.

Keep the next steps in one place

Paperwake’s free checklist helps you organize calls, documents, and follow-ups across accounts.

Start the free checklist

Sources for this guidance

Last reviewed September 2026. Confirm current requirements with the institution before sending sensitive documents.