Paperwake field guide · Banks

Closing a bank account after a death, one clear step at a time.

This directory gathers official bereavement and estate routes for banks. Start with the bank’s own instructions, then use the sequence below to organize what happens next.

A gentle note on scope

Paperwake provides administrative guidance, not legal advice. We help you find practical next steps after a death; please confirm requirements with the official institution or a qualified professional when you need legal advice.

01

Notify the bank

Tell the bank about the death through its official bereavement route.

02

Establish authority

Confirm whether you are a joint owner, beneficiary, executor, or administrator.

03

Provide requested documents

Gather the death certificate, identity documents, and any authority papers requested.

04

Confirm closure or transfer

Ask how balances, recurring payments, and records will be handled before the account closes.